![]() ![]() When you apply for life insurance, the application will ask questions about your habits. Not all life insurance providers look at mental health issues in such a negative light, but many will deny coverage if you have a history of anxiety, PTSD, or self-harm. Unfortunately, many life insurance companies will deny coverage if you have a history of mental health issues. Read more: How Does Being Overweight Affect Your Life Insurance Rates? Mental health history With any major health condition, the life insurance company will view you with more risk.ĭepending on the severity of the health issue and the life insurance company, you may be denied coverage. You may suffer from high cholesterol, obesity, diabetes, or other chronic illnesses. ![]() Many life insurance providers take your physical health into account. Let’s take a closer look at some of the most common reasons a company may deny you a life insurance policy. The logic behind your denial could stem from a range of factors, but don’t get discouraged! There are many life insurance companies out there and they aren’t all made the same. When you are denied a life insurance policy, it can be a confusing experience. ![]() What can get you denied a life insurance policy? ![]()
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